Terms & Conditions

This website is provided by Cardinal Financial Company, Limited Partnership dba Sebonic Financial (“Sebonic Financial”), located at 3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273. By accessing this website, you agree to be bound by the terms and conditions below. Please review the terms and conditions. If you do not agree to the terms and conditions below, do not access this website.

Use of Information and Materials

The information and material contained in this website, and the terms, conditions, and descriptions that appear therein, are subject to change. Unauthorized use of Sebonic Financial’s website and information technology systems, including but not limited to unauthorized entry into Sebonic Financial systems, misuse of passwords, or misuse of any information posted on this website is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by Sebonic Financial and/or its affiliates.

Links

This website may contain links to other websites controlled or offered by and through third parties not affiliated with Sebonic Financial. Sebonic Financial hereby disclaims liability for any information, materials, products, or services posted or offered at any third party the Sebonic Financial site linked to the Sebonic Financial website. By creating a link to a third party website, Sebonic Financial does not endorse or recommend any products or services offered or information contained at that particular website. Sebonic Financial is also not liable for any failure of products or services offered or advertised at any such third party website. Such third party may have a privacy policy different from that of Sebonic Financial and the third party website may provide less security than this website.

No Warranty

The information and materials contained in this website, including text, graphics, links, or other items, are provided “as is” and “as available.” Sebonic Financial does not warrant the accuracy, adequacy, or completeness of this information and/or materials and expressly disclaims liability for errors and/or omissions in this information and materials. No warranty of any kind, implied, expressed, or statutory, including but not limited to the warranties of noninfringement of third party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus, is given in conjunction with the information and materials.

Limitation of Liability

In no event will Sebonic Financial be liable for any damages, including without limitation, direct or indirect, special, incidental, or consequential damages, losses, costs, or expenses arising in connection with or relating to the website or any third party site linked to the Sebonic Financial website or use thereof, or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Sebonic Financial, or representatives thereof, are advised of the possibility of such damages, losses, costs or expenses.

Submissions

All information submitted to Sebonic Financial via this site shall be deemed and remain the property of Sebonic Financial and Sebonic Financial shall be free to use, for any purpose, any idea, concepts, know-how, or techniques contained in information a visitor to this website provides Sebonic Financial through this website. Sebonic Financial shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the Sebonic Financial entity having the direct customer relationship or as otherwise specifically agreed or required by law.

Availability

This website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Additional Terms

Certain sections or pages on this website may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

Governing Law

Use of this website shall be governed by all applicable Federal laws of the United States of America.

Copyright

Copyright in the website pages and in the screens displaying the pages, and in the information and material contained therein and in their arrangement and production, is owned by Sebonic Financial unless otherwise indicated.