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Refinance for financial freedom.

New rates, cash out, a shorter term—whatever your homeownership goals, a refinance with Sebonic Financial can help you reach them. Get started with a free quote.

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Which refi is right for you?

Refinance Options

At Sebonic Financial, we know that every homeowner’s journey is unique. That’s why we offer a variety of refinance options to fit your lifestyle, needs, and budget.

Rate and Term Refinance

Rate and Term Refinance

When you think of a traditional refinance, you’re probably thinking of a rate-and-term refi. This type of mortgage refinance can help you get lower rates, pay off your loan sooner with new terms, and more.

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Cash-Out Refinance

From the trip of a lifetime to financing your dream home renovations, the most memorable things in life are a lot easier to make real with extra cash on hand. A cash-out refinance can help.

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Rate and Term Refinance

What to expect when you refinance.

Refinance Options

It all starts with your free rate quote. From there, one of our highly experienced loan originators will be here to help you every step of the way.

Meet Your Loan Originator

One of our loan originators will contact you to go over your free quote, discuss your goals, and find the best refinance option for you.

Apply for Your Refinance

Once we’ve found the right refi fit, it’s time to apply. Feel free to reach out at any point during the application process if you have any questions.

Close on Your Loan

Congrats! With your refinance application approved, your loan team will be in touch to set up a closing date and time that works for you.

Calculate the possibilities.

Refinance Options

Find out exactly what a refinance with Sebonic can do for you with our easy-to-use refinance calculator.

Refinance Calculator

Refinancing Could Save You

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  • Monthly Savings

  • New Monthly Payment

  • Costs

Current Monthly Payment:
New Monthly Payment:
Monthly Savings:
Costs:

Ready to start your refi?

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