Because of the financial nature of our business, our websites are not designed to appeal to children under the age of 13. Therefore, we don’t knowingly attempt to solicit or receive any information from children.
Sebonic Financial will use your Financial Information (such as name, address, social security number, telephone number, email address, etc.) to provide you with the financial services you request and to provide you with information about our financial services and offerings.
Sebonic Financial may use your Financial Information or website activity to send you email marketing communications. Sebonic Financial may also use your Financial Information and website analytics (described below) to deploy targeted digital marketing and targeted offers. If you do not want to receive these offers or promotions, send an email to firstname.lastname@example.org or call (855) 561-4944.
Sebonic Financial will not sell or share your Financial Information with outside companies for their promotional use. While credit reporting agencies may share your information with other companies when you apply for a home loan, Sebonic Financial will not do so. You can stop these calls and emails by opting out of these prescreened credit offers; call (888) 567-8688 or visit www.optoutprescreen.com.
Sebonic Financial may record and save the Financial Information you share with us. We may share that Financial Information, on a confidential basis, to service providers such as title companies, credit reporting agencies, appraisers, and others who we work with in handling your loan (“Service Providers”). If you submit a loan application or a request to be prequalified to us, you authorize us to share your credit report and other Financial Information with our Service Providers for the purpose of processing your loan application or request.
In some instances, third parties (such as consultants, auditors, accountants, attorneys, or software developers) may need to access your Financial Information as part of services that they are providing to Sebonic Financial. If any such third parties are given access to your Financial Information, they are strictly prohibited from using it for any reason other than to provide the service that Sebonic Financial requested.
If you call Sebonic Financial, we may record and/or transcribe the phone call. We do this to help ensure that we are providing you with the best possible customer service.
You may choose what Financial Information to share with Sebonic Financial; however, some Financial Information may be necessary in order for us to fulfill your request. If you choose not to provide necessary Financial Information, we will not be able to provide you with the requested service.
If Sebonic Financial is involved in a sale, merger, transfer, exchange, or other disposition, your Financial Information may be transferred to another entity as a part of that process.
In certain situations, Sebonic Financial may be required to share Financial Information to comply with laws, court orders, subpoenas, search warrants, or law enforcement requests.
Sebonic Financial takes care to protect the Financial Information you provide us. For Financial Information provided over the Internet, Sebonic Financial uses both physical and digital security measures to keep your Information safe.
Sebonic Financial uses web analytics services, which currently include Google Analytics and Jornaya.