Cardinal Financial Company, Limited Partnership dba Sebonic Financial holds the following state licenses to make mortgage loans or operate under a licensing exemption as described below.

State License
Alabama Alabama Consumer Credit License No. 21782
Alaska Alaska Mortgage Broker/Lender License number AK66247; Alaska Mortgage Broker/Lender License – Other Trade Name #1, number AK66247.
Arizona Arizona Mortgage Banker License No. 0925883
Arkansas Arkansas Combination Mortgage Banker-Broker-Servicer License No. 105783
California Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, License No. 603K498
Colorado Sebonic Financial, NMLS No. 66247, (855) 561-4944, Regulated by the Division of Real Estate

To check the status of your mortgage loan originator's license, visit Colorado Division of Real Estate's website at
Connecticut Mortgage Lender License No. ML-66247
Delaware Delaware Licensed Lender License No. 1666
District of Columbia Mortgage Dual Authority License No. MLB66247; MLB1060801; MLB1062477
Florida Mortgage Lender Servicer License No. MLD236
Georgia Mortgage Lender License No. 16020
Hawaii Hawaii Mortgage Loan Originator Company License HI-66247
Hawaii Mortgage Servicer License MS162
Idaho Idaho Mortgage Broker/Lender License MBL-8598
Illinois Illinois Residential Mortgage Licensee No. MB.6760960
Indiana Indiana DFI First Lien Mortgage Lending License No. 19692
Iowa Iowa Mortgage Banker License No. 2013-0127
Kansas Kansas Licensed Mortgage Company; License No. MC.0025207
Kentucky Kentucky Mortgage Company License No. MC98128
Louisiana Louisiana Residential Mortgage Lending License
Maine Maine Supervised Lender License No. 66247
Maryland Mortgage Lender License No. 6475; 06-20659; 06-20660
Michigan 1st Mortgage Broker/Lender/Servicer Registrant No. FR0018734
Minnesota Residential Mortgage Originator License No. MN-MO-66247
Mississippi Licensed by the Mississippi Department of Banking and Consumer Finance; License No. 66247
Missouri Missouri Company Registration License NMLS #1276586. In-state branch located at 200 Northeast Missouri Road, Suite 200, Lee's Summit, Missouri 64086. Conducting business under Cardinal Financial Company, Limited Partnership as well as Sebonic Financial.
Montana Montana Mortgage Lender License No. 66247
Nebraska Nebraska Mortgage Banker License No. NE66247
Nevada Nevada Mortgage Banker License No 3967; Nevada Mortgage Broker License No. 3968
New Hampshire Licensed by the New Hampshire banking department – License No. 19035-MB
New Jersey Residential Mortgage Lender License No. 8701663, Licensed by the New Jersey Department of Banking and Insurance
New Mexico New Mexico Mortgage Loan Company License NMLS# 66247
New York Licensed Mortgage Banker - New York Department of Financial Services. Lic. No. B500951
North Carolina Mortgage Lender License No. L-103184
North Dakota North Dakota Money Broker License No. MB102631
Ohio Ohio Mortgage Broker Act Mortgage Banker Exemption MBMB.850199.000
Oklahoma Oklahoma Mortgage Lender License No. ML010197
Oregon Mortgage Lender License No. ML-5201
Pennsylvania Licensed by the Pennsylvania Department of Banking, Mortgage Lender License No. 20829
Rhode Island Rhode Island Lender License 20132934LL
South Carolina Mortgage Lender / Servicer License No. MLS - 66247
South Dakota South Dakota Mortgage Lender License No. ML.05041
Tennessee Tennessee Mortgage License No. 117278
Texas Mortgage Banker Registration

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at
Utah Utah DRE Mortgage Entity License No. 8687522; Utah DRE Mortgage Entity License Other Trade Name #1 No. 8687522
Vermont Vermont Lender License No. 6718; Vermont Lender License - Other Trade Name #1, No. 6719
Virginia Licensed under the Virginia State Corporation Commission. License No. MC-1825, NMLS ID # 66247 (
Washington Consumer Loan Company License No. CL-66247; CL-1060801; CL-1062477
West Virginia West Virginia Mortgage Lender License No. ML-21279
Wisconsin Wisconsin Mortgage Banker License No. 66247BA
Wyoming Wyoming Mortgage Lender/Broker License number 2524